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Tell us the car, your dates, and that you'd like to use your own insurance — the cheapest way to be covered.
Worry-free driving
Exotic Car Rental Insurance
Rated 4.9/5 (140+ Reviews)The part nobody else makes easy: Capital Exotics calls your insurance company for you. No sitting on hold, no guessing what coverage you need.
We call your insurance company
Our team verifies your coverage and limits directly with your provider. You don't chase anyone — we do it.
Limits get bumped if needed
If your coverage needs a temporary increase for the rental, your insurer usually adds it for the rental window — often free, typically $2–$10 a day at most.
No full-coverage policy of your own? We can arrange supplemental coverage for the rental period (from $100/day — most renters never need it). Call or text (703) 673-2882.
What we cover
Coverages
Renters Liability
Covers physical damage to the rented vehicle(s).
Commercial General Liability
Covers third-party property damage and third-party bodily injury resulting from the insured’s use of the rental vehicle(s).
Personal Liability
Protects individuals from liability claims due to mishaps when operating the vehicles.
Fleet Insurance
If your business owns several exotic rental cars, this insurance covers all the vehicles under one plan.
Commercial Auto
A combination of liability, physical damage — collision and comprehensive — and medical payments for company-owned and rented exotic cars.
TRU Umbrella
Additional coverage to fill the gaps and exclusions in your existing policy.
Active Shooter Liability
Liability protection in the event of an active shooting taking place on company property.
Premises Liability
Protects against claims for slips, trips, and falls on the property due to negligence.
Professional Liability
Coverage for claims regarding negligent acts and errors in professional services.
Good to know
Insurance Questions, Answered
Do I need my own insurance to rent?
Using your own full-coverage policy is the cheapest way to be covered — and we verify it with your provider for you. Don’t have one? We can arrange supplemental coverage for the rental period.
Will you really call my insurance company?
Yes. Our team calls your provider, verifies your coverage and limits, and sorts out any temporary increase the rental needs — you don’t sit on hold. Temporary increases usually run $2–$10 a day, and insurers often do them for free.
What does a temporary coverage increase cost?
Your insurance company handles it, and it usually runs about $2–$10 per day — and often they do it for free. It’s a short-term bump for just your rental window.
Can someone else’s insurance cover me?
Yes — as long as you’re added as an additional driver on their policy. We verify it with their insurer the same way we would with yours — a quick call, confirmed before you pay anything for the rental.
What if I don’t have full coverage at all?
We can arrange supplemental coverage for the rental period, from $100/day. It’s the pricier route — most renters use their own policy instead, and a quick call usually gets your coverage verified for a fraction of the cost.
Word of mouth
Hear from our customers
4.9/5 — 140+ Google Reviews
Amazing prices and customer service. Glad to have their service
Amazing customer service and amazing car, everything was great and price was reasonable as well. Highly recommended!!
Great experience, the car was comfortable excellent and clean. Picking up and returning the car was easy and quick. Everything was went smoothly form start to finish. I will definitely rent it again and highly recommend their service..
Excellent service, they made my vision come to life and had amazing attitudes throughout the process. Absolute class From the staff to the owner , we’ll be working again !
We rented an exotic car for our wedding exit, and it was such a memorable addition to our day! The car was absolutely beautiful and made our exit feel even more special. Our chauffeur was amazing—professional, friendly, patient, and made sure everything went smoothly. He helped us feel completely comfortable and made the experience so much fun. We are so happy we chose to include this and would absolutely recommend them for any wedding or special event!
Prom night was amazing the chauffeur was awesome
See All Reviews
Newest Google reviews, word for word · All 140+ on Google
Serving the DMV
5 Minutes From Dulles,
Delivered Anywhere Near
14220 Sullyfield Circle, Unit L, Chantilly, VA — pick up at the showroom, or we deliver to your door within 50 miles. Want to see the cars first? Showroom visits by appointment — text us a time.
- Dulles Airport (IAD)5 min
- Fairfax~15 min
- Tysons~20 min
- Arlington~25 min
- Washington DC~30 min
- Reagan National (DCA)~30 min
- Bethesda~35 min
- Alexandria~35 min
- Annapolis~55 min
- Baltimore~55 min
Showroom Mon–Fri 9 AM–6 PM · Sat 10 AM–6 PM · Sun 11 AM–4 PM · phone & text 24/7
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Rated 4.9 by 140+ Google reviewers
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